مالی معاملات میں خطرات کا انتظام خیارطلب کا خیار شرط کےساتھ موازنہ

Risk Management in Financial Transactions: A comparison of Khiyar Shart and Talab

Abstract

Protection of wealth is one of five major objectives of Islamic Sharῑ‘a and no one can claim that every person of the society is expert in doing financial transactions. So, those who do not have the expertise of buying and selling have the risk to be deceived by someone.To avoid or minimize this type of risk, Islam gives the concept of Option (Khiyᾱr) which protects those who do not have good decision making power or who are not experts of the field of trade and business while making any financial contracts as Sharia option (Khiyᾱr) means to choose or to select the retaining or rejecting of transaction. In this paper, the concept of Sharia option has been concisely discussed that how it is beneficial in financial risk management.