ہیلتھ انشورنس اور اس کے متبادلاتایک علمی وتحقیقی جائزہ

A Research Overview of Health Insurance & its Alternatives

Abstract

Insurance refers to a mean of protection from financial loss. This concept developed when there happened a huge loss to human being or their property. Actually it was introduced to share the loss and risks of the community. Afterwards it took the shape of trade and was utilized for commercial purposes. Nowadays it is functional with different names such as Insurances of life, Health or Medical Insurance, Auto or Vehicle Insurance, Property Insurance, Burial Insurance, Income Protection Insurance, Liability Insurance, Casualty Insurance etc. Health insurance is used as an alternative health care coverage i.e it covers the whole or a part of the risk of a person incurring medical expenses. The article in hand presents a scholarly study of Health Insurance in the light of Islamic Sharῑ’ah.